Summary 

This module provides easy to understand strategies and tools for building a solid financial foundation and using the current resources around to reach the desired financial goals.

Objectives

By the end of this module, participants will understand the basic principles of money and how to apply these principles and the AGALEC Strategy to build a strong financial foundation.

To achieve these objectives, the participants will  learn:

• The different elements of financial wellbeing
• The five principles of money
• The four capital stocks
• The different ways to increase each capital stock
• The meaning of AGALEC Strategy
• How to apply the AGALEC Strategy to financial success

Summary

This module provides the strategies and tools to set achievable financial goals and take control of how to use the available money and resources to reach those goals.

Objectives

By the end of this module, participants will understand how to manage money by preparing a personal spending plan and identifying ways to decrease spending and increase income.

To achieve these objectives, the participants will learn:

• How to set achievable financial goals
• How to prepare a spending plan (budget) to estimate monthly income and expenses
• How to track daily spending habits
• Identify ways to decrease spending
• Identify ways to increase income

Summary

The Savings Blueprint dives into savings as the basis for building sustainable wealth and provides the strategies for increasing savings and continuing to save regardless of the size of income or other different monetary demands.

Objectives 

By the end of this module, participants will understand ways to save money and savings options to save toward their goals.

To achieve these objectives, the participants will learn:

• Why it is important to save
• The goals for saving money
• The different savings options and strategies to increase savings
• Which savings options will help them reach their savings goals
• How to save for retirement
• How save for large expense goals, including: a child’s college tuition, a car or home purchase, or a vacation

Summary

This module provides insight into the financial market and easy to understand basics and strategies of stock investing.

Objectives

By the end of this module, participants will understand the financial market, the different stock investing strategies and how to build wealth while minimizing risks and maximizing  returns.

Participants will learn:

• Overview of the financial market
• How to monitor the market
• How to know and create your investor profile
• How to set achievable investment goals
• Asset classes & asset allocation
• How to evaluate and select individual investments
• How to buy and sell stocks

Summary

This module provides basic mastery of the concept of credit and credit score and the strategies to repair, build and maintain the desired credit history needed to achieve overall financial wellness.

Objectives

By the end of this module, participants will understand the meaning and implications of credit, how to read a credit report and how to build, maintain  and repair their credit history.

To achieve these objectives, participants will learn:

• The meaning and types of credit
• What credit score is and how it is calculated
• Why credit is important and how it affects individual’s finances
• The purpose of a credit report and how it is used
• How to order a copy of credit report
• How to read and analyze credit report to determine readiness to apply for credit
• The difference between good and bad credit
• The implications of good and bad credit scores
• How to boost credit score and maintain it
• The one important law everyone should know and how to take advantage of it
• How to build and repair a bad credit history
• How to correct errors on a credit report
• Recognize how to guard against identity theft